Hi
@Jan L , This link should take you to the Alz Soc section about what an assessment entails and about how its decided who pays. As I said, though, your house will not be counted (it is a mandatory disregard) all the while you are living in it and its only your husbands finances that are counted - bank accounts in his sole name, or 50% of joint ones. If
his share of the savings comes to more than £25,000, then you will be self-funding. Under this and the Local Authority will start to pay towards it.
What are care assessments and how can people with dementia and their carers access them? This information is for care and support in England.
www.alzheimers.org.uk
Having carers in can be a godsend. I reached carers breakdown just before Christmas and OH had to go into respite. I was told (in pretty much no uncertain terms) that I had to have carers and it has been a revelation. They may be strangers to start with, but they have quickly become more like compassionate and capable friends. OH likes them and responds to them - probably better than he does to me! They have come all through the pandemic and have arrived in PPE - face shields, plastic aprons and gloves and have all been scrupulous about cleaning. I do not worry about them bringing in covid - I think Im much more likely to pick it up in a supermarket, where people often do not wear masks (or not properly) and dont keep at the proper distance. Having carers has made such a difference to my life, it makes things so much easier to cope with. I know that Im going to have help with the practicalities and nothing fazes them. Yesterday OH got poo all over his hands and in the bed, but the carer cleaned him up, stripped the bed, put the soiled bedding in the washing machine and re=made the bed. I can also ask about things that are concerning me - have they seen this too? Is it something I should worry about?
I would honestly give them a go.