Hi @Veritas , the reason I was told I would have to sell my home is because OH is not deemed bad enough to need permanent care. Therefore me leaving would be considered divorcing him and he would be entitled to 50% of what is left. I was absolutely shocked by this. Safeguarding's advice has always been to leave the home if you feel in danger, but what this actually means is that if the aggression can't be brought under control then you will have to sell the family home. My OH could not live alone, he can feed and dress himself, is not incontinent and can make a cup of tea, but beyond that he doesn't know what day it is or what time of day. He can't dress appropriately, prepare meals, take his medication, gets lost outside the flat, can't manage money or appointments, needs reminding to do EVERYTHING, struggles with working the TV and any technology. In the last month the boiler has broken down and we've had a burst pipe - he would never have been able to manage this.That is an outrageous thing to say to you. It is not your responsibility to cope with behaviour that a care home can't. And, your home is disregarded in any financial assessment, so it would NOT have to be sold if your husband needs a permanent placement. That social worker is out of order, in a major way, and if anything like this comes up again I would strongly advise you contact the AS helpline or Citizens Advice or Age UK for support in challenging this attempt to intimidate you.
I am also still puzzled by why you are having to pay off your husband's debts, and I hope you have taken some form of professional advice about that.
Re the debt: He ran up debt on joint accounts to fund his failing business, stole money out of my savings account, took on credit cards and ran up debt on his business, but he then put the debt management plan in both our names. I did manage to get a credit card written off just in his name, I possibly could have got business debt written off due to his dementia, but I was told the large tax bill would come out of his estate - all that was left is our home, and we were paying interest on the tax bill.
The whole process of living with someone with dementia has been a shocking revelation, how little support there is, but this story has been told on this forum hundreds of times.