Please does anyone know the rules about houses being counted as an asset when calculating for care packages. My uncle lives with his 84 year old sister in law who has just had a stroke and is in hospital. The house is in his name only, the sister in law has lived there for about 35 years and has paid bills and for new Windows etc but it is not jointly owned. The uncle is ill himself and needs a home palliative care package, but we are not sure if the house will be taken into account or not - is she counted as a 'partner' and will the house be disregarded as capital. Stressing us all out and help gratefully received
Selling house for private care if partner lives there
- Thread starter Tina.griffiths3
- Start date
No! He is the one needing care. It is his house. Not hers. He needs the care (she is in hospital now) we are hoping they disregard the property because even though it is his house she lives there despite not being a co owner.
I will just keep swimming though!
Oh sorry, I must have got confused. Tricky. She is clearly over 60 but I'm not sure that she would count as a qualifying relative. If she was his partner, the case would be clearer.
http://www.ageuk.org.uk/documents/e...rmanent_care_home_provision_fcs.pdf?dtrk=true
Sorry, I'm trying to copy out the paragraph in question, but computer says no. It's from page 6.
http://www.ageuk.org.uk/documents/e...rmanent_care_home_provision_fcs.pdf?dtrk=true
Sorry, I'm trying to copy out the paragraph in question, but computer says no. It's from page 6.
Hi Tina, welcome to TP
It's difficult really, if she were to be a "qualifying" relative then the house would be a mandatory disregard, but a sister in law isn't on the list. That said the Local Authority could do a disregard anyway given the circumstances. At worse they could ask for a deferred payment agreement so they get paid back when the house is eventually sold.
If it was his sister or his partner then the LA would have to disregard the house, sister in law is a different matter, however, they won't be throwing her out on the street.
Keep posting
K
It's difficult really, if she were to be a "qualifying" relative then the house would be a mandatory disregard, but a sister in law isn't on the list. That said the Local Authority could do a disregard anyway given the circumstances. At worse they could ask for a deferred payment agreement so they get paid back when the house is eventually sold.
If it was his sister or his partner then the LA would have to disregard the house, sister in law is a different matter, however, they won't be throwing her out on the street.
Keep posting
K
Are we talking care home here or care at home because 'care package' is what is mentioned. Surely the house doesn't come into it if it's care in the home, does it?
Hi Tina, sorry to hear about your relatives.
As Saffie says, if the care is to be provided at your Uncles house then the property is disregarded from the financial assessment.
Sec 4.9 of this Fact Sheet explains.........
https://www.ageuk.org.uk/Documents/...or_care_and_support_at_home_fcs.pdf?dtrk=true
Good Luck.
As Saffie says, if the care is to be provided at your Uncles house then the property is disregarded from the financial assessment.
Sec 4.9 of this Fact Sheet explains.........
https://www.ageuk.org.uk/Documents/...or_care_and_support_at_home_fcs.pdf?dtrk=true
However if your Uncle does need to go into a Care Home it would all depend on their relationship if the Sister in Law was to be regarded as a partner. If they were living as a couple even though unmarried then the property would be disregarded. The Local Authority may ask for some evidence to support the claim.
Good Luck.
Hi Tina
welcome to TP
as you've discovered it's a good place to come to with questions
maybe call the AS helpline as the operators have a great deal of knowledge so may well be able to help
0300 222 1122 or by email at helpline@alzheimers.org.uk.
The helpline is usually open from 9am to 5pm Monday to Friday, and from 10am - 4pm at weekends
best wishes
welcome to TP
as you've discovered it's a good place to come to with questions
maybe call the AS helpline as the operators have a great deal of knowledge so may well be able to help
0300 222 1122 or by email at helpline@alzheimers.org.uk.
The helpline is usually open from 9am to 5pm Monday to Friday, and from 10am - 4pm at weekends
best wishes
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