Yes, I keep looking at and thinking: that's too good to be true. However, I've read the small (very small) print and it seems to be what I'm looking for: coverage in case I break something, repatriation in case it's something serious, and payment in case they lose my baggage (again). If the flights delayed, I'm covered by the airline, and if I change the flight, well I have to pay $200 to make a change. However, as I said before, if I have to make a change it's almost certainly going to be because of someones pre-existing condition and none of the other policies I found covered me for that anyway.
Jennifer