Help us have our collective voice heard in the insurance industry…

TamsinT

Staff Member
Staff member
Sep 26, 2022
925
0
Our Strategic Change team need your help!

If you could change one thing about insurance to make it fairer for people affected by dementia, what would it be?
 
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TamsinT

Staff Member
Staff member
Sep 26, 2022
925
0
Please share your feedback!
The team aim to use this feedback to understand specific challenges being faced by people affected by dementia when dealing with insurance. This will support us in gathering insight and case studies that we can use in our engagement with insurance businesses.

Feedback can be kept anonymous.

Please share your experiences by commenting below.
 

nitram

Registered User
Apr 6, 2011
29,895
0
Bury
If you could change one thing about insurance to make it fairer for people affected by dementia, what would it be?
Not only dementia related.
A big help would be if insurers highlighted the benefits of having insurance in joint names or registering somebody to act on behalf the insuree if they are unable.
 

Bunpoots

Volunteer Host
Apr 1, 2016
7,311
0
Nottinghamshire
For companies not to charge more for loyalty!

I managed to reduce dad’s premiums from a wrapping £450 to just £99 for the same level of cover for house and contents insurance. This affects everyone who doesn’t check for the best price at every renewal but those with dementia are particularly vulnerable to this practice.
 

Alberta23

Registered User
Oct 15, 2023
60
0
We need insurance to cover legal fees when abuse/negligent claims need to be addressed.
This insurance needs to cover abuse in a persons own home, from care workers, professionals in all areas of care....doctors, nurses, social services etc. it also needs to cover care homes, nursing homes and hospitals. Again it needs to cover negligence from all professional bodies connected to a person's care in those establishments.
Legal Costs are huge. Vulnerable people need to be professionally supported. Systems need to be in place to ensure they have funds to cover all legal costs. At all levels.
 

Pejic

Registered User
Jul 2, 2022
544
0
Make dementia a mitigating factor when considering whether an omitted non significant fact should be used as grounds for refuting a claim citing uberrimae fides.