My mum kept fact she had Alzheimer’s for some time from me. Now probably mid stage she really is not coping with finances. Mum refused POA or should I say accepted then hid the paperwork needing finalised, insisting she would do when the time came. Luckily on one of our trips to the bank to get cash out as had lost her card for the 100th time!!! Mum agreed to make me a joint account holder of one of her accounts which has been a god send come lockdown. With no POA managing finances has been hard. Mum did do a good job sorting out direct debits and I have with her permission cancelled things like gym memberships which she has not used in years. My biggest problem is all the other accounts, stocks, shares and bonds she holds!! (Always made out she was skint) I think she should be paying tax on some earnings for starters and just don’t know where to start without POA. Most of mum’s financial affairs laterly was done on line and all this now can’t be retrieved. She has had mail from stock brokers saying they have been trying to email her but mail lines no longer exist. Share and bond statements mail yearly which in current climate are dropping. I have pieced together what I can and part of me says it will sort itself one way or another yet I also feel responsible to keep on track of all these assets my mum worked hard to gain. It is very possible mum will need 24/7 care in a care home at some point and how or who is going to work out her gross amount of savings less the tax she of late has probably not paid! Anyone out there been in similar situation?