I got a letter from the memory clinic stating that my mother-in-law had been diagnosed with mixed dementia, which was the same one sent out to her GP. I'm not sure you need a document for POA. I obtained POA for my mother-in-law way before her diagnosis . The OPG didn't ask for any medical informationHi all can I get a document that confirms my mother has dementia? And if so who provides it? And can I use it to support Power of Attorney?
I got a letter from the memory clinic stating that my mother-in-law had been diagnosed with mixed dementia, which was the same one sent out to her GP. I'm not sure you need a document for POA. I obtained POA for my mother-in-law way before her diagnosis . The OPG didn't ask for any medical information
I have power of attorney but it states only when person loses capacity so I wasn’t sure if I needed to prove no capacity? Did you have any problems using the POW? Do I just present it to the bank and so on? I’m worried they’d ask for proof of list capacity.
Are you wondering about when you can use your LPA to handle your mothers financial affairs?
Generally it's up to you to decide.
I had a case where an institution asked for a formal COP 3, I ignored this and got a consultant to provide a 'to whom it may concern' statement saying that ' Due to her dementing syndrome Mrs nitram is not capable of fully handling her financial affairs' . They accepted this.
If the query concerns H&W it's more difficult, blanket statements are not allowed.
I didn't have that restriction, so the bank dealt with it easily. I've no experience of your situation, I'm afraid
I am concerned because it says ‘only when person loses capacity’ I mean it’s completely obvious for anyone to see. I have her bank cards but I could do with her statements being sent to me not her. She lives with me and waits for the postman if she gets to him before me she hides the letters!
I think the opening poster is saying the POA isn't set up with the bank yet ,because of the losing capacity clauseUsing your POA ask the bank to address the statements to you.
This may not be possible or you may get letters addressed to 'you - POA for her'
One solution is to cancel written statements and rely on online ones, doubt if she will notice lack of statements.
Just inform the bank that you want to take sole controlone for only when person loses capacity I didn’t want any control until then.
I think the opening poster is saying the POA isn't set up with the bank yet ,because of the losing capacity clause
why is everything so complicated
hi @Rosserk
just be aware that a diagnosis doesn't necessarily mean that the person no longer has capacity ... many retain capacity well after the diagnosis
so it may be worth checking both issues with the psychiatrist
This may not be possible or you may get letters addressed to 'you - POA for her
Basically because taking over control of somebody's finances, and maybe H&W decisions is a very serious matter.
If the LPA says 'only when lacking capacity' institutions have to ascertain that capacity has been lost.
How they do this is up to them, they have a duty of care to the account holder.
Best to go in and say in my judgement as LPA the person is now loosing or has lost capacity
My mum has multiple bank accounts and investments (she worked in foreign exchange and therefore liked to spread her risk etc), some statements come addressed to me, with her name only visible somewhere in the statement (annoyingly this is one where I also have an ISA so never know who it belongs to until double checked), some come addressed to me with POA next to my name and mum's name on next line, and some come with mum's name first and then mine.
I think all bar the investment mentioned everything comes with mum's name clearly visible in the 'window'.
On line statements may be the way to go once you've sorted the POA out if mum lives with you and grabs the post (no reference to capacity in mum's so can't help on that bit).