I have neighbours like that too, Clive.
Every penny is spent on Caribbean holidays (frequent and long and expensive), new cars, curtains, carpets, chairs, cleaner .... all the 'c's except care. They will get totally free care, if they ever need it. Having spent every single pound they earned on their own enjoyment. Nothing wrong with that. But there is something wrong with the system that we now allow to be operated.
Definitely not black and white.
We have paid our taxes from the beginning of our working years. We paid National Insurance contributions which reached exactly the same maximum that a millionaire would have been required to pay, because there has always been a 'maximum' NI contribution. And what was the purpose of those NI contributions? To contribute to any 'benefits' that we might need at any point in the future. Nobody said to us ... but those benefits will stop if you ever need care, did they, Clive? No.
So where do we stand now?
Taxes have always gone up, and gone down slightly ... normally just before a General Election they go down slightly; normally just after a General Election they go up!
Those who spent every penny receive free care, even though they may have been millionaires, at one time. And millionaires get child allowances too, and free bus passes when they reach retirement age, and heating allowances, and Council Tax relief if they develop dementia or any other seriously disabling condition. And heating allowances, and ... well, you name it.
Those who were more 'careful' with their money, and made 'savings', well they pay for care. Not only for their own care, but for the care of those who spent every penny they ever earned. Or ever 'made', and there is a difference!!
Joanne, we too have different provinces, different 'areas of jurisdiction' - they are called local authorities, in differing counties. That is what we mean when we talk about the 'postcode lottery'.
And we pay £600 - £800 per week for care home rooms!! It varies, but roughly that now. But it can cost much much more if you are talking about Dementia specialist care homes.
It is an enormous hotch-potch here. Far worse than any one of us could ever have envisaged. Before we came into the frame, of course. Before we ever needed to care about care.
Something has got to change NOW.
.
.