I wonder if any body can help me/advise me. My dad is in a nursing home for a six week assessment after being discharged there from hospital. This is free. However, when he goes into longer term care after six weeks, he will be self funding. Sadly, my mum never arranged for POA, so can't access my dad's bank account. They also have a joint account and mum had her own bank account. Do they use my dad's money up first and then use my mum's? Any advice would be great? Thanks x