Hello Folks
Hoping this will not be a long windy post but I do have a major concern for later on as OH has AD, at the moment me and son have poa for finances although I doubt it will be needed until care home time.
The worst part is I'm 52 OH is nearing 50 so this has sadly struck young and we've yet to finish paying mortgage, I've stopped work and taken on full carer roll which I am ok with after the initial shock, thankfully managed to sort out a works health pension for OH which does cover mortgage and a few bills plus pip and esa for OH cover the rest easily, I on the other hand obviously only receive carers allowance and I know I will lose this and the pip when OH does go into care.
Its this major issue as that's liable to happen well before the mortgage finishes I presume at that point I will have to return to work I assume they will take OH's pension to pay for the care but will they take her half of the house to also cover the cost of caring.
As we're using OH funds to pay for upkeep of said home will the Poa require accounts to be separate or are they ok with bills and normal living costs coming from mostly OH's account ?.
Sorry its all over the place struggling to word it right to make sense
Baz
Hoping this will not be a long windy post but I do have a major concern for later on as OH has AD, at the moment me and son have poa for finances although I doubt it will be needed until care home time.
The worst part is I'm 52 OH is nearing 50 so this has sadly struck young and we've yet to finish paying mortgage, I've stopped work and taken on full carer roll which I am ok with after the initial shock, thankfully managed to sort out a works health pension for OH which does cover mortgage and a few bills plus pip and esa for OH cover the rest easily, I on the other hand obviously only receive carers allowance and I know I will lose this and the pip when OH does go into care.
Its this major issue as that's liable to happen well before the mortgage finishes I presume at that point I will have to return to work I assume they will take OH's pension to pay for the care but will they take her half of the house to also cover the cost of caring.
As we're using OH funds to pay for upkeep of said home will the Poa require accounts to be separate or are they ok with bills and normal living costs coming from mostly OH's account ?.
Sorry its all over the place struggling to word it right to make sense
Baz