Hi My mum was diagnosed with vascular dementia recently. She lives nearby in her own house and I have been managing her care and pretty much every aspect of her life for the last four years .since my dad died. I also have two special needs children and a full on job . Mum really does not want to go into a care home but I’m collapsing with the reality of working full time, being a mum and essentially running a care home for one. With the recent diagnosis we now know things will get worse not better . I’m considering asking mum to either a) move into a care home b) move in with us, I’ll give up work and care for her properly myself without having the added stress of work. Obviously there are pretty massive financial implications for my family if we do this . My key question is if mum moves in with us and we sell her house and use it to pay off our mortgage - assuming she may need to eventually go into a home I believe we would qualifié for a disregard as my disabled daughter lives with us and is likely never to move out. My question is once mum has died and we want to downsize the house would we then have to pay her share of the house ownership back ? I’m really torn I want to support my mum now but am worried that giving up my job and a percentage ownership in our home jodises my families future.