Where do I begin? It's a long time since I've been on here. Mum went into a home last Feb/March. Dad was still at home and so house was disregarded as an asset. I've always lived with them. I cared for mum at home as long as I could. I went part time from work. Dad died in September 2018. House is now in mum's name. It's now regarded as an asset. It's worth about £80,000. Council now are charging fees to the house. Its comes to about £2000 a month. I'm also paying top up fees. I'm 51 and because I am part time, I cant get a mortgage. I have no savings left after paying top up fees. My solicitor wrote asking if house could be disregarded as it's my home and I've always lived with them and was their registered carer. Council came back with a big fat no. Once charging order is in place and when she dies, after 6 weeks a 4.5% interest will be charged on the debt. If mum reaches threshold of say £63,000, there is no way on earth I can pay it. The house will need to be sold. I'm so worried about being homeless. On top of this is the complete callousness of the situation. Waiting for mum to die!! Its so awful. Has anyone else found themselves in this situation?