If the standard rate is lower than what is actually available, ie the carehomes which can meet mum's needs are much higher can i challenge the standard rate and if so, how do i go about this? Mum needs a dementia registered care home but i can only find a suitable one in a different borough and the council will only pay that rate which is lower than what they would pay if we found a home in our borough. Although my mum and dad have paid council tax in the higher rate borough for over 48 years, they will only award the lower rate of the next borough. I'm at a loss what to do next. Mum needs a home asap and i can't find one that we can afford that meets her needs. We did find one and she went for 1 week respite but came out traumatised and they did not deal with her needs appropriately.