Hi
Well just coming up to a year before my father went into care and I thought I had this all right in my head, but my mother has just asked me a question that I would be grateful if anyone could clear up!
To summarise, my father went into care and is self funding, so I advised my mum that the house they own jointly cannot be taken into consideration for his care all the while she lives in the house, also a charge cannot be placed on the house once his savings drop below the threshold and he requires assistance with the funding. Is that correct?
Also, last year, she changed her will so that her half of the house will be passed down to myself and now she is asking that should she pre-decease my father, can a charge be made on my fathers half if he is still alive and in care while I own the other half. No one would be living in the house. Could anyone clarify?
Thank you for any assistance.
Knockster.
Well just coming up to a year before my father went into care and I thought I had this all right in my head, but my mother has just asked me a question that I would be grateful if anyone could clear up!
To summarise, my father went into care and is self funding, so I advised my mum that the house they own jointly cannot be taken into consideration for his care all the while she lives in the house, also a charge cannot be placed on the house once his savings drop below the threshold and he requires assistance with the funding. Is that correct?
Also, last year, she changed her will so that her half of the house will be passed down to myself and now she is asking that should she pre-decease my father, can a charge be made on my fathers half if he is still alive and in care while I own the other half. No one would be living in the house. Could anyone clarify?
Thank you for any assistance.
Knockster.