Hello. I hope all have had a pleasant Christmas . My wife went into a full time care home on 20th October last year. The DSS required me to forward a full account of our financial situation so that they could work out how much they would contribute.
This morning their report arrived and folks it was grim reading. I mentioned that we held a current account and I was the main contributor by far as my wife only had a small retirement pension due to the number of contributions.
The DSS simply divided by half and deemed that this was her "assets". They then did similar with a joint building society account which contained my redundancy money. These combined sums meant that my wife's assets exceeded the upper limit of £23250.
The DSS stated that I must pay the full amount of £688.00 PW until the assets drop below the £23250 limit.
I have no problem paying for my wife's care but I do think that the DSS are being draconian in their estimate of my wife's "assets"
Moral: if you have a partner or spouse then keep your financial affairs as separate as possible. Happy New Year.
This morning their report arrived and folks it was grim reading. I mentioned that we held a current account and I was the main contributor by far as my wife only had a small retirement pension due to the number of contributions.
The DSS simply divided by half and deemed that this was her "assets". They then did similar with a joint building society account which contained my redundancy money. These combined sums meant that my wife's assets exceeded the upper limit of £23250.
The DSS stated that I must pay the full amount of £688.00 PW until the assets drop below the £23250 limit.
I have no problem paying for my wife's care but I do think that the DSS are being draconian in their estimate of my wife's "assets"
Moral: if you have a partner or spouse then keep your financial affairs as separate as possible. Happy New Year.