My mother was recently diagnosed with mixed dementia, considered mild at present but currently causing a complete nightmare.
My parents have always had a joint bank account. Dad’s pensions (State and occupational) get paid into that, as do Mum’s disability benefits. She is now fighting with him all the time, making his life hell, accusing him of spending all her money and demanding a separate account her own name, I have just had a stroppy phone call from her demanding that I take her to the bank next week to open an account.
In practice, the only bank that she could have an account with is the same one as the joint account, as she has none of the ID documents that would be required by a different bank and no real credit history. I know that I can probably successfully open an account for her online with the bank that has their joint account, but I’m not sure whether I should. It would potentially remove a source of significant conflict between her and my father, but I do not believe she is capable of managing an account herself. She has developed a habit of buying “toot” by mail order whic( could easily get out of hand, I fear. Does anyone else have experience of a similar situation? I am mostly concerned about the impact this is having on Dad, as he is physically disabled himself so can’t get out of the house to get away from her constant accusations.
My parents have always had a joint bank account. Dad’s pensions (State and occupational) get paid into that, as do Mum’s disability benefits. She is now fighting with him all the time, making his life hell, accusing him of spending all her money and demanding a separate account her own name, I have just had a stroppy phone call from her demanding that I take her to the bank next week to open an account.
In practice, the only bank that she could have an account with is the same one as the joint account, as she has none of the ID documents that would be required by a different bank and no real credit history. I know that I can probably successfully open an account for her online with the bank that has their joint account, but I’m not sure whether I should. It would potentially remove a source of significant conflict between her and my father, but I do not believe she is capable of managing an account herself. She has developed a habit of buying “toot” by mail order whic( could easily get out of hand, I fear. Does anyone else have experience of a similar situation? I am mostly concerned about the impact this is having on Dad, as he is physically disabled himself so can’t get out of the house to get away from her constant accusations.