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I agree. It takes a while for an LPA/EPA to be registered , this way it is ready for uses as soon as you believe it's needed , which in my opinion if not now it will be needed very soon.I'd action it sooner rather than later, having it registered doesn't man you have to use it straight away.
They shouldn't accept an unregistered LPA but an unregistered EPA (unless it has restrictions written into it) can be used. It acts just like a general power of attorney. On the other hand, a LPA can be registered at any time, while an EPA must be registered if the person is losing capacity.Do banks accept them un-registered by the authorities? Makes them almost pointless if they do.
Mum's 3 banks all accepted the old style EPOA when it was unregistered but I don't know if LPA has different rules. I informed all banks again after EPOA was registered but it didn't seem to change anything. No idea if they did it right, but it enabled me to manage her affairs as soon as needed.Do banks accept them un-registered by the authorities? Makes them almost pointless if they do.
Hi there Maryland.Has anyone any ideas as to when to apply for Power of attorney. My husband can still sign his name but cannot write cheques or remember what he has signed for. This has all been set up with solicitor for years but never been actioned.