I would appreciate some information about what people on TP have done about insurance when their loved ones have gone into a Nursing Home suffering from Alzheimer’s. Mum always used to have plenty of insurance (because her late husband had always insisted on being well covered.). Having Enduring Power of Attorney I am clear I must keeping the Buildings insurance fully paid up until eventually the house has been sold but I am not sure about the contents insurance. The few “valuable” items have been removed for safe keeping leaving just a few thirty year old bits of furniture, and the old washing machine and cooker etc. which will either go to a charity or be sent to the tip. Is there any point in renewing the contents insurance or would this just be money down the drain?
Also Dad had legal expenses insurance because he always feared having to pay a solicitor for some never defined reason. Now mum is in the Nursing Home (and Dad is dead) does anyone know of any reason why a person in a Nursing Home would want Legal Insurance, especially as they would have no way of activating any claim themselves.
Any advice would be welcome as, like many carers, I seem to have great difficulty concentrating on things.
Thanks
Clive
Also Dad had legal expenses insurance because he always feared having to pay a solicitor for some never defined reason. Now mum is in the Nursing Home (and Dad is dead) does anyone know of any reason why a person in a Nursing Home would want Legal Insurance, especially as they would have no way of activating any claim themselves.
Any advice would be welcome as, like many carers, I seem to have great difficulty concentrating on things.
Thanks
Clive