I'm with you on this one though I have no great urge to leave anything to my children. My parents worked hard but had nothing to leave to their children and we didn't expect anything.Isn't it funny how we look at life.
Mum and dad worked hard for their money and I want mum's money to be spent on her comfort on the last leg of her journey; if she lives a long and fruitful life, it's goodbye quarter of a million to the CH. Fine by me.
I don't like inherited wealth, can't see the pleasure in enjoying someone else's hard work.
And yet the money OH I have accumulated (not huge but comfortable) is for us to enjoy, but also to pass on as much as possible to our children. Who, in their turn, have said we must spend our money on us!
I can't equate it.
So everything I have comes from my own hard work and my children understand that I would not appreciate them trying to protect my assets for their benefit. They know that we are neither rich nor poor but we never discuss money. They are themselves hard working and responsible people who had experience with with care homes when their dad became ill so they know how it works. I have no idea of how much they inherited from their father and I would never ask because I don't consider it to be any of my business.
Philosophically, I believe that if I have the money to pay for care then I should, rather than costing taxpayers funds that could be spent on others more needy.