Ive had dealings with SS on 3 occasions now, 2 with mum and 1 with my OH.
The first time was when mum was referred to SS by her GP. They phoned mum up to find out what help she required and when she said that she didnt need any help at all they took this at face value and crossed her off their books
I was hopping mad because she was not safe at home, was not washing/changing her clothes, could not cook or even make a cup of tea. There was nothing I could do until there was a crisis - mum ended up in hospital after a TIA and that was where I came across SS for the second time. The hospital SW was really helpful, pointed me in the right direction for help, advised me on getting CoP deputyship and even filled in the form for the CoP saying that mum had lost capacity and gave me her home address so that I could get it to her quicker.
The third time was for a needs assessment for my OH. The SW was cheerful and thoughtful. He was aware that OH didnt tick the "right" boxes and phoned me a couple of days later with the details of a day centre that he thought would be a good match for OH. I had never heard of the day centre and apparently it needed a referral from the SW (I wouldnt have been able to access it myself). Unfortunately OH refused to go there
but that was not the SWs fault.
Im guessing this is all pretty average. It struck me that generally SWs are good people (always the exception, of course) trying to help under difficult constraints. And yes, Im sure that a lot of of the decisions they have to make are due to financial constraints; also that the inexperienced ones can be taken in by our PWDs and sometimes things can go horribly wrong, but generally I think their reputation is unfair.