I do agree with the first part but with the greatest respect I have to disagree with the second.
Thinking I was immaterial was a mistake I made 11 years ago when I first started caring for my Mom. I have only recently realised my mistake and there is nothing I can do now to rectify it.
If this forum was around 11 years ago I wish I had found it and maybe with the lessons learnt from others, and especially some from WILLIAMR, I wouldn't be finding myself homeless when Mom passes away. Homeless and with a great share of my savings gone because it never occurred to me that instead of spending my own money on her I should have used the little that Mom had or even opted to buy a share of her house so she would have had more. The care and love would not have changed but my situation would be different.
Mom has not wanted for anything nor will she in the future as I will continue to make sure of that but she would be devastated if she knew what was going to happen. Dementia does have its very minute advantages.
So I for one will continue to give advice on here to people that don't understand that by taking perfectly legal and morally right decisions before it is too late they could find themselves in a similar situation to mine. The state doesn't give a jot for those who become carers or what happens to them when their task is over. Many carers feel the same till the day comes when they have to think only of themselves for the first time in years and realise that there is not much of their own left as no account is taken of the time, effort and sacrifice that has been given.
And for those of you that think the advice is given to help squander loved ones money, to get "dibs" on any inheritance or for any other nefarious means should think long and hard before they press that "enter" key in future.
Some of the snide comments and innuendo on this thread have been very distasteful indeed.
Well put Pete R. 100% agree with you.