Hi folks, I am seeking advise on this situation as I'm struggling to get proper help anywhere. I will be trying another solicitor next week.
My grandmother is in a care home with dementia and has been self funding for nearly 5.5 years, my grandad passed away years ago but he had savings and a good pension which still pays so much out to my granny.
She is in a very frail state now, probably in the last few weeks of life, although impossible to speculate how long someone has left. Hardly eating and almost confined to bed. Already been called to the home as they believed she was going to go, but She rallied round.
She has around 27k left, care paid up until end of May. My mother has poa and the house is willed to her and is probably worth 140k ish.
Money was to be split half to my mother and the other half between 2 other relatives.
Given my grannies very frail state, I am trying to avoid selling the house as I want my mother to get it and I know my grandparents wanted her to have it. I feel she has spent enough money towards her care, approaching 200k in the past 5 and a bit years.
We are yet to approach local authority, I would like to put the house on a deferred payment scheme, and when she dies, which I don't think is far away, I would pay off the debt and allow my mother to have the house.
Failing that I will consider paying the shortfall in carehome fees myself which is around £600 a week after her benefits and pensions.
Question is will local authority wear this idea? We are in Scotland btw.
Many thanks
My grandmother is in a care home with dementia and has been self funding for nearly 5.5 years, my grandad passed away years ago but he had savings and a good pension which still pays so much out to my granny.
She is in a very frail state now, probably in the last few weeks of life, although impossible to speculate how long someone has left. Hardly eating and almost confined to bed. Already been called to the home as they believed she was going to go, but She rallied round.
She has around 27k left, care paid up until end of May. My mother has poa and the house is willed to her and is probably worth 140k ish.
Money was to be split half to my mother and the other half between 2 other relatives.
Given my grannies very frail state, I am trying to avoid selling the house as I want my mother to get it and I know my grandparents wanted her to have it. I feel she has spent enough money towards her care, approaching 200k in the past 5 and a bit years.
We are yet to approach local authority, I would like to put the house on a deferred payment scheme, and when she dies, which I don't think is far away, I would pay off the debt and allow my mother to have the house.
Failing that I will consider paying the shortfall in carehome fees myself which is around £600 a week after her benefits and pensions.
Question is will local authority wear this idea? We are in Scotland btw.
Many thanks
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