My mother in law suffered a stroke recently which has left her unable to sign a power of attorney. She has a bank account with a zero balance that I want to close. Unfortunately they have charged her over £100 in overdraft costs and I can't find out what this is for. It could possibly be for her contents insurance which is another issue as she is currently in a care home waiting a permanent place and will not be returning to her flat. She has been diagnosed with Alzheimers and is paralysed on her dominant side so cannot "sign" anything. We've been to a solicitor which was unhelpful to say the least advising us to obtain a court of protection. My MIL does not own her own property, has no savings and is only in receipt of a state pension.