We have both owned our own houses in the past, but life happens and now we rent.
Even with the proposed change in the law, private tenants often get asked by the owners of the property to vacate - it has happened to us 3 times, and is devastating each time.
I was distraught after OH was diagnosed, as to what would happen if our landlord gave us notice.
This village is ideal for OH, he has his snooker, his singing, and his bowls, and most of all he is safe. There is just one shop for him to go and get in a muddle in, and they understand. He is so secure here - but there are no council houses.
If we were given notice though, what agent or landlord would let us rent from them, when the previously main income earner now has dementia ?
This worried me terribly, as my credit score had not been good due to the antics of my now deceased husband. So, I have set to improving my credit score, and it has taken me some time, but I managed it. Once it had got in the Good/Excellent range on the Experian scale, I then decided to apply for credit cards as I did not have any.
This was for two very good reasons. I was advised by a professional that if you maintain your credit card in good order that also improves your credit rating. The second reason was that the availability of using credit cards gave me a 'cushion' when times get hard, or if I need to raise an initial deposit as moving into rented property is quite expensive if you are on a low income.
You cannot believe how much happier I feel now I have this in place. I feel that whilst the future is not optimistic, I do have some options if OH has to go into a nursing home, or if our present landlord ( who refuses to maintain the property - so does not inspire confidence) gives us notice.
Every little thing to help the situation of someone with dementia has to be a good thing.
Even with the proposed change in the law, private tenants often get asked by the owners of the property to vacate - it has happened to us 3 times, and is devastating each time.
I was distraught after OH was diagnosed, as to what would happen if our landlord gave us notice.
This village is ideal for OH, he has his snooker, his singing, and his bowls, and most of all he is safe. There is just one shop for him to go and get in a muddle in, and they understand. He is so secure here - but there are no council houses.
If we were given notice though, what agent or landlord would let us rent from them, when the previously main income earner now has dementia ?
This worried me terribly, as my credit score had not been good due to the antics of my now deceased husband. So, I have set to improving my credit score, and it has taken me some time, but I managed it. Once it had got in the Good/Excellent range on the Experian scale, I then decided to apply for credit cards as I did not have any.
This was for two very good reasons. I was advised by a professional that if you maintain your credit card in good order that also improves your credit rating. The second reason was that the availability of using credit cards gave me a 'cushion' when times get hard, or if I need to raise an initial deposit as moving into rented property is quite expensive if you are on a low income.
You cannot believe how much happier I feel now I have this in place. I feel that whilst the future is not optimistic, I do have some options if OH has to go into a nursing home, or if our present landlord ( who refuses to maintain the property - so does not inspire confidence) gives us notice.
Every little thing to help the situation of someone with dementia has to be a good thing.
