My mum has been in a care home for over 2 years. I have POA, but she is considered to have capacity. I have dealt with her finances for approx the last year and paid a monthly bill for her spends for trips out, hairdresser, chiropody, nails cut and being assisted to medical appointments including cabs and carer charges for any outings, etc for the last year. Mum was at the time happy to allow me to do this on her behalf.
However, she has now become obsessed in wanting to deal with her own finances (spending) again, and has demanded her bank card back, which I took this week, with a note for her, so that she had her pin number. The home told me that they would keep her card in their safe and give it to her when required and then put it safely back in their safe.
But because mum has challenging behaviour, and has created a lot, they have now given her the card.
The account is in joint names for both my parents, my dad is also in a home suffering from dementia, and I also have POA for him, but he cannot manage his finances, I deal with everything on his behalf.
I'd just like to know if the home has the right to allow mum to keep both her card and pin number together considering the risk involved. I was assured that they would be kept seperate before I handed it over to mum.
However, she has now become obsessed in wanting to deal with her own finances (spending) again, and has demanded her bank card back, which I took this week, with a note for her, so that she had her pin number. The home told me that they would keep her card in their safe and give it to her when required and then put it safely back in their safe.
But because mum has challenging behaviour, and has created a lot, they have now given her the card.
The account is in joint names for both my parents, my dad is also in a home suffering from dementia, and I also have POA for him, but he cannot manage his finances, I deal with everything on his behalf.
I'd just like to know if the home has the right to allow mum to keep both her card and pin number together considering the risk involved. I was assured that they would be kept seperate before I handed it over to mum.