Paying for a funeral plan

[Cheesecake4242]

Would paying for a funeral in advance be considered as 'deprevation of assets' for the purposes of care home fees?

 

[Grannie G]

Definitely not , according to the advice from my social worker.

 

[nitram]

Most LAs allow them, but I think it is discretionary.

If buying one beware, not all funeral directors accept all plans and not all plans can be used by all directors.

Choose you director and ask about plans.

 

[cragmaid]

Usually thay are totally acceptable.....unless you get a pedant for a Social Worker.

 

[Kevinl]

unless you get a pedant for a Social Worker.

What's the other kind
K

 

[cragmaid]

We did have one who was a star.....they moved her on!!

 

[Kevinl]

We did have one who was a star.....they moved her on!!

More likely they sacked her for not being a team player by showing the rest of them up.
K

 

[Cheesecake4242]

Thank you for your replies. My Dad is about to go into a Nursing Home and will be self funding for about 30 weeks. If both Mum and Dad took out a plan it would make quite a difference to how much money Social Services can get their hands on. A difficult subject to broach with Mum; she is stressed enough as she feels she is putting her husband of 62 years 'in prison'.

 

[Spamar]

I guess most elderly will respond to, you must have enough money for your funeral! There seems to be a thing about. It having enough money for ones own funeral!

 

[Actiplay]

Pre paid funerals

I guess most elderly will respond to, you must have enough money for your funeral! There seems to be a thing about. It having enough money for ones own funeral!

I am looking into prepaid funerals and feel that this will help my wife

 

[Kevinl]

I am looking into prepaid funerals and feel that this will help my wife

Read the small print, as always. Some only allow certain undertakes to be used, some include only a hearse. One I read essentially said that they would arrive at the church, carry the coffin in, transport to the cemetery after the service, then leave. No other cars, no nothing without an extra charge, so as I say read the small print and see what you're getting for your money.
K