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Mums care home used exactly the same system for all its residents, whether LA or privately funded. I dint want mum to hold any cash at all because she would lose/hide it, so we used the float. Mum had the hairdresser and podiatrist regularly and also for outings (I dont think they are happening at the moment) and entertainment that required extra - eg they did a barbecue in the summer and asked for an extra £5 to cover it. I used to buy and take in sweets, toiletries and clothes for mum when needed and the rest wasnt appropriate.there is a form for a personal allowance contract they sent for optional extras the care costs don't cover which it says most residents find it convenient for the home to pay for them on their behalf out of their individual cash float held by the home to avoid them holding too much cash themselves/in their rooms.