I'm told its very difficult to actually get a health and welfare POA. My aunt has signed the papers and they have been sent off for registration. She's happy for me to have the financial poa straight away by its my understanding the health and welfare one won't activate until she is deemed to not have capacity. At present she still lives alone and keeps herself clean, tidy and fed. The house is spotless but then again I'd expect nothing less as she was always ocd about cleaning. Outside the house its a different story. The lady in the local bank tells me she's always in looking to get a new pin as she claims the card is faulty (that's why we were in there earlier). We were in Sainsburys after that and she couldn't remember the pin for the other card. She claimed she hasn't changed it in years yet it was a different pin she was entering in from when we were last out a few weeks ago. She has the pins written on a card in her bag and on the board in her kitchen. ",oh bu its ok ive diguised them". If you count writing PO instead of post office as a disguise then fair enough!!! I said this and commented the pin has been xxxx when she was last at my house " but I haven't been there in years was the reply". I said you were there at Easter. She changed the subject. She repeats the same stories over and over. She tells me she gives a 'friend' money for helping her but can't tell me what he does and won't be specific as to how much. She thinks the man next door can crawl into her house through a cupboard. I could go on but I'm sure you all get what I'm saying. What advice would you offer me as to what my next steps should be?