Using my mums LPA to pay for her residential nursing care in Wales

[My Mum's Daughter]

This should help

Who pays for care home fees in Wales?

If you have capital above £50,000, you will be required to pay for all of your own care home fees. If you have capital below this threshold, the local authority will pay for your care home fees, though your income may still be used to contribute.

www.alzheimers.org.uk

 

[nitram]

The rules about first party top up ( apart from s117) come from the Care Act 2014 which does not apply to Wales.

 

[nitram]

From Age Cymru

11.4 Residents’ contributions to more expensive
accommodation
In particular scenarios, exceptions can be made to the usual rule that
residents cannot make their own top-ups (or a ‘“First party” additional cost’,
as they are referred to in the Welsh Government’s guidance).
For example, residents whose property is subject to the 12 week
disregard, or who have entered into a ‘deferred payment agreement’,
can make up the cost of more expensive accommodation themselves,
from disregarded capital or income. An exception is made to the usual
rule for people in those specific circumstances as they are considered to
have enough resources themselves to pay for more expensive
accommodation once the value of their home is realised.

https://www.ageuk.org.uk/globalassets/age-cymru/documents/information-guides-and-factsheets/fs10w.pdf

 

[nitram]

The Welsh equivalent of CA2014 is

https://www.legislation.gov.uk/anaw/2014/4/pdfs/anaw_20140004_en.pdf

total of 190 pages for you to study and find relevant legislation!

 

[Dansam]

The district nurse has just assessed mum and she thinks that dementia nursing is not require’s yet. Mum needs residential EMI care, so we are back to square one.

 

[jugglingmum]

I recently moved my mum into an EMI home, it is about what the home will accept - different homes can manage different things..

I used an independent (private) social worker to assist me in the process, including liaising with my mum's sheltered extra care care agency and the care homes to ensure they would accept her behaviours and how she is now.

One home classified some behaviours as nursing care when others didn't. I found it a whole minefield (with a few sleepless nights) and as mum was self funding used her funds to pay the independent social worker - I didn't need a lot of assistance and in my case the cost was less than half a week's stay in a care home, so not a lot of money in the grand scheme of things.

You need to speak to each care home to see what they would and wouldn't accept now and in the future. Be very honest about how your mum is on a bad day.

I found the independent social worker via google.

 

[Dansam]

Anyone got any suggestions on how we entice my mum to leave her home that she’s lived in for more than 60 years? That’s the only part of this whole sorry tine that I’m dreading, my sisters having nightmares already and it’s weeks away yet.

Also, I’m truly grateful for the help I’ve received on this forum. It’s been an invaluable source of information and clarity.

 

[Dansam]

Going to see two residential homes tomorrow that look really nice. Will keep you informed

Btw. I know social services get a lot of bad press but I have to say the lady who is handling my mums case has been remarkably helpful, compassionate and thoughtful, often totally frustrated by the lack of resources available to people in mums condition.

 

[Banjomansmate]

A good social worker is worth their weight in gold! Fingers crossed that she sees your Mum all through this.

 

[MartinWL]

The Welsh equivalent of CA2014 is

https://www.legislation.gov.uk/anaw/2014/4/pdfs/anaw_20140004_en.pdf

total of 190 pages for you to study and find relevant legislation!

S. 66 looks promising but detail is in secondary legislation not the Act.