i have been trying to understand the new care act. I believe there will be an upper capital limit of £118000 which includes property and savings before help is given and even then it is tapered. I know the value of the property is disregarded unless a person has moved out and no dependant or partner is living there, but if a house is owned jointly with their children who are not living there, for example they were left half by their other parent but don't actually live there,and the parent goes into care , is the property still disregarded or would the house need to be sold? Hope this makes sense, just trying to get my head round it all. Does anyone else find it complicated?