1. Q&A: Looking after yourself as a carer - Friday 25 January, 3-4pm

    As a carer for a person living with dementia, the needs of that person will often come before your own, and this can mean that you don't always look after yourself.

    However, it's important for both you and the person you care for. But how do you do that properly?

    Our next expert Q&A will be on looking after yourself as a carer. It will be hosted by Angelo from our Knowledge Services team, who focuses on wellbeing. He'll be answering your questions on Friday 25 January between 3-4pm.

    You can either post questions >here< or email them to us at talkingpoint@alzheimers.org.uk and we'll answer as many as we can on the day.

Two Questions

Discussion in 'Legal and financial issues' started by MaNaAk, Jan 7, 2019.

  1. nitram

    nitram Registered User

    Apr 6, 2011
    16,835
    Male
    North Manchester
    Start preparing your case and about 2 months before you estimate your Dad's assets (excluding house ) will hit the upper limit ask for a financial assessment by the LA, don't let them drag their feet. push the discretionary disregard for all it's worth, be prepared to argue your case..
     
  2. canary

    canary Registered User

    Feb 25, 2014
    7,950
    Female
    South coast
    Please take Nitrams advice - the worst the LA can do is say no and it sounds like you have a good case.
     
  3. MaNaAk

    MaNaAk Registered User

    Jun 19, 2016
    859
    Essex
    Thankyou you two. Do you think it would be still possible to go ahead with the CHC eventhough the care home say they don't do it? The dementia nurse is going to ring on Monday.

    MaNaAk
     
  4. nitram

    nitram Registered User

    Apr 6, 2011
    16,835
    Male
    North Manchester
    Some care homes are disinclined to investigate CHC as the funding is usually much less than the self funding rate.

    The initial check list can lead to FNC (funded nursing care) instead of CHC.

    It's worthwhile getting the opinion of the dementia nurse on Monday.

    Meanwhile, only if you can summon up sufficient energy, try going through the check list
    https://assets.publishing.service.g...lthcare_checklist_-_December_2018_revised.odt
    yourself.
    Read everything very carefully and expect to be down marked.
     
  5. MaNaAk

    MaNaAk Registered User

    Jun 19, 2016
    859
    Essex
    Hello Everyone!

    National Dementia helpline have returned the call I made yesterday and said that I could use deferred payment for the house and contact Carers UK and Shelter. I feel better knowing I can do something.

    MaNaAk
     
  6. nitram

    nitram Registered User

    Apr 6, 2011
    16,835
    Male
    North Manchester
    A DPA (deferred payment agreement) is an option but nothing like as good as a property disregard.
    It's essentially a loan secured on your Dad's house

    • There are legal set up charges
    • On your Dad's death the loan, plus interest, will have to be repaid,
    • This usually means selling the house which has to be done within 3 months.
    Try for the property disregard first, if you don't get it you still have the option of a DPA

    If you don't ask, you won't get.
     
  7. MaNaAk

    MaNaAk Registered User

    Jun 19, 2016
    859
    Essex
    Thankyou Nitram

    I feel better knowing I can do something.

    MaNaAk
     
  8. Jessbow

    Jessbow Registered User

    You having POA doesnt avctually come into anything as far as securing funding goes.

    You need to be able to prove that you have made a significant investment in the house from your own money ( not your PWD) showing that its something you have invested in as your home.
    ( Like for instance half the gas/water /electricity. ) Any home improvements YOU have paid for,
     
  9. MaNaAk

    MaNaAk Registered User

    Jun 19, 2016
    859
    Essex
    The dementia nurse never rang today so I may have got the date wrong. However I will check with the surgery tomorrow. I started looking at receipts and bank statements and it's going to take me sometime to do this. Thank goodness I do bookkeeping for my music lessons as this well help me assemble my case. I was also told that the fact that I work from home will help my case. I have probably lost pupils because dad started opening the door just when I was teaching!

    MaNaAk
     
  10. MaNaAk

    MaNaAk Registered User

    Jun 19, 2016
    859
    Essex
    I saw the dementia nurses at our surgery today and one of them will be calling at the care home on Thursday. We don't think that dad will be able to get CHC because he can still dress himself but the nurse is going to ask the care home manageress to do a needs test and take it from there. They also suggested I contact my local dementia friends coordinator to get information about more benefits for dad.

    MaNaAk
     

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