Hi, I suspect my mum may have to go into a care home relatively soon as it hasn't started very well with 4 x visits per day and 1 at night at home. She is back in hospital just now.
It is possible to read lots of things about paying for care and derprivation of assets etc, but how does it actually work in practice? Say someone has some money and more than 1 property, and they have to go into care, how does it actually get paid for? For example, if my mum had to go into a care home in, say, 2 weeks time, this might cost around £1200 a week. Would I / she have to stump up money before she goes into the care home or does it accrue as a debt?
Also, how does the state / council take over her assets? If she went into a care home in 2 weeks would they immediately seize her money and properties?
I'm sorry to ask so many questions but I am not sure how it works at all and am worried that we somehow make a bad decision through ignorance.
Can anyone help?
S
It is possible to read lots of things about paying for care and derprivation of assets etc, but how does it actually work in practice? Say someone has some money and more than 1 property, and they have to go into care, how does it actually get paid for? For example, if my mum had to go into a care home in, say, 2 weeks time, this might cost around £1200 a week. Would I / she have to stump up money before she goes into the care home or does it accrue as a debt?
Also, how does the state / council take over her assets? If she went into a care home in 2 weeks would they immediately seize her money and properties?
I'm sorry to ask so many questions but I am not sure how it works at all and am worried that we somehow make a bad decision through ignorance.
Can anyone help?
S