Good morning Bod, Sleepless & Peter. In posting , it was my intention to seek feedback on how, when or whether to tell our mother about selling the house. Feedback on that question has been pretty conclusive and suggests that not telling is the best option generally. My point about selling the house was made without reference to our possible plans and was just in relation to what to tell mum. On the subject of disregards, I am certain neither my sister no I come into any of the categories for the mandatory disregard, unless this stretches out for another 5 years, then my sister would be 60 and assuming that my mother lives that long !!! It was not my original intention to speak about the MD or DD but since the debate is thriving here we go. My sister (55) and myself(53) are both well (not disabled) , employed (at the moment) and not financially dependant on our mother. I have read the criteria for the mandatory disregard and believe that bon of them apply to us, but will check. If we hang in for another 5 years, my sister will be 60 and thereby we can qualify for the Mandatory disregard. But if our mother dies within that 5 years we would be sunk wouldn't we ?