Mum with AD & Dad with MCI. Mum previously handled all the finances, and Dad has been left behind with the new banking technology, and has never had to personally pay a bill in over 30 yrs. He has never even had his own ATM card or credit card... for just reason though. He gambles given half a chance. I have 3rd party authority on their bank accounts and also POA. Mum is so much worse compared to a year ago. I have had to send all the Christmas cards on her and dads behalf. Arrange all the grandchildrens christmas presents on their behalf. Transfer money out of their bank account for my birthday and my sisters. and also buy a Christmas present for mum & dad to give to each other It just feels so weird and wrong but it has to be done.