Self funding - do we need any assessments?

Discussion in 'Legal and financial issues' started by Dimelza, Nov 6, 2015.

  1. Dimelza

    Dimelza Registered User

    May 28, 2013

    I'm reluctantly facing putting dad into residential care. We self fund at the moment as he has a generous private pension. His home care was arranged through ASC as I'd no idea where to start but I wondered if I do make this move, do I need to have any assessment of any kind or do we just get on with it?
    I've seen a cap mentioned but I'm sure this doesn't come into effect yet.
    Thanks all. I've really no clue as we've gone from dad living independently to this in a few months.
  2. bemused1

    bemused1 Registered User

    Mar 4, 2012
    You can just get on with it, any homes will assess him themselves. Depends on where you live as to whether you will get any help from ss. They are allegedly now helping and advising self funders but in our area that just consists of giving you their list of homes and leaving you to get on with it.
    We are not at that stage yet and my husband was not assessed for home care even, I sorted that out myself.Personally I wouldn't bother with ss but that is this area. Others may have a different view.
  3. Pickles53

    Pickles53 Registered User

    Feb 25, 2014
    Radcliffe on Trent
    #3 Pickles53, Nov 6, 2015
    Last edited: Nov 6, 2015
    We had one meeting with SW when mum was still at home and we were looking into care support at home. We were told that mum didn't meet the criteria for them to get involved, as she didn't need help with personal care.

    So although I did discuss residential care with mum's CPN when the time came I did my own research and arranged the assessment directly with the home I eventually chose. It took a lot of time, but I just assumed that there was no point contacting SW again. Having read a lot of threads here about the frustrations of dealing with SW I don't regret the do-it-yourself approach.

    I thought the introduction of the care cap would make it more worthwhile for self-funders to have an official assessment that a person's needs can best be met in a care home setting, but now it's been delayed to 2020 (and who knows what will happen then) I don't think it's worth it.
  4. filbert

    filbert Registered User

    Nov 5, 2015
    I'm wondering the same - I have been told that there are some changes coming up later this year and it would be best to get an assessment before that happens.

    Does that make any sense to any one?
  5. betsie

    betsie Registered User

    Jun 11, 2012
    My dad went into a care home and was self funding. We never saw a social worker or had any involvement with them.
    I wouldn't bother getting them involved they really are not interested if you are self funding.

    Any home you select will come out to assess him at home to see if they can provide the care he needs.
  6. Dimelza

    Dimelza Registered User

    May 28, 2013
    Really sorry I've not thanked you all for your replies, things took a turn for the worse and life's been chaotic.
    I've chosen a lovely home that offers nursing and residential care. They've mentioned CHC assessment but as dads self funding I'm not sure if he's eligible
  7. jaymor

    jaymor Volunteer Moderator

    Jul 14, 2006
    If your Dad qualifies for CHC his assets/savings or investments do not come into it. He will be eligible because his health care is his primary need and that warrants the NHS paying for his care.
  8. Dimelza

    Dimelza Registered User

    May 28, 2013
    Thank you! I'm going to apply, poor man has paid enough into the system!
  9. realist1234

    realist1234 Registered User

    Oct 30, 2014
    I understand its very difficult to get CHC (you practically have to be dead!), but as he is self-funding at the moment, ensure that you also apply for Attendance Allowance - this is not means-tested and just depends on the level of care required. Its around £80 per week I think.
  10. fizzie

    fizzie Registered User

    Jul 20, 2011
    If they have recommended him for CHC then definitely go for it, no assets taken into account. Check out the threads on here there is some excellent advice and because it is hard to get it is well worth knowing your stuff and fighting for it - with a bit of luck the nursing home will have a good idea too xx

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