My mother is fully self funding and her home was sold almost a year ago to pay her care home fees which started off last March at £800 per week and have now risen to £856. Her income from state pension, private pension in her own right and half of my deceased fathers plus AA and the contribution from the PCT which is £87 ppw although I understand it ought to be £101 actually adds up to about 40% and the rest os paid from her assetts. Of course these are dwindling with every passing month especially as a fair bit goes on extras like hairdressing too. We havent received any help from SS but the home management have been good and have drawn up a care plan which is regularly reviewed. Having looked into it very carefully with the help of a legal advisor as to whether there are any "loopholes" to protect her assetts, it was pretty clear in her circumstances the answer was no. If her money was "given away" it would have been considered (I guess rightfully) as deliberate deprivation, and if we had rented her bungalow out instead of selling it , a charge would have been put on it to claw back the money when it was eventually sold. I suppose its possible it would have risen in value enough to offset some of the fees but it certainly wouldnt have risen at £856 per week! My real fear is when the money does eventually run out she will be moved to a different and cheaper home where she may have to share a room, and additionally as all her income will then be taken leaving her just a small amount of pocket money, how will things like clothes, hairdoes and treats like sweets, drinks and outings be funded then?