My mum has dementia and we are looking at some kind of care for her. I need to find some financial advice as I know very little about how any future care will be funded. Is a solicitor the best option? I’ve also read about a SOLLA advisor. Can anyone help?
Hello @Elaine1970 welcome to the forum, you'll find friendly advice and support here. If you mum has savings of more than £23,450 then she will be deemed a 'self-funder' so will be expected to pay for her own care. When her savings drop below that figure social services can help towards the care costs. If she lives alone and owns her own property this would be taken into account as an asset if your mum needed to go into a care home, but not if she had carers in to look after her at home. This fact sheet contains really useful information about how care is funded in England - the situation is different in Scotland so let us know if your mum lives there as there are a few forum members who may be able to provide more information about how their system works. If your mum has a lot of money/assets then it may be worth seeking independent financial advice but hopefully the fact sheet will make things clearer regarding care funding. If you have any other questions, just ask away.