I'm up early, with my head spinning - we're 5 months further on than the crisis that forced dad into a care home, and his house (our family home) is empty but still furnished. It's in need of substantial updating, and full of the clutter that 52 years in the same house brings. Family heirlooms, trinkets, jewellery, papers, old furniture, pictures... the list goes on. Over the months I've been backwards and forwards checking on the place but the time has come to sell and last week I got estate agents in for valuations. If I think on a practical level I might just manage this, but I have so many questions... hopefully someone with a similar experience might be able to help. The house has buildings insurance but the contents insurance is limited due to it being unoccupied. Can anyone recommend a short term contents insurer? I think I'm going to need some financial advice geared to this kind of situation. But I've no idea where to start! Any ideas? And is it worth doing? I've been thinking about purchasing an annuity to cover the shortfall in dad's care costs. Along the same lines, does anyone know how the contents of the house are regarded when it comes to funding dad's care? He's self-funding and I have POA. I also have a copy of mum's Will, which is a mirror of dad's. There's nothing specific in it. Should I get more advice on this? Ok, so I'm thinking... we take whatever family pieces we want to keep/pass on, then get an auction house (I know a local one) to value and sell anything fit for auction, and then get a general house clearance for the rest. Does that sound about right? Perhaps getting charity involved along the way (or maybe there's a charity that will do the house clearance?). There's so much paperwork, it feels lik a mountain to climb. Unfortunately dad's still asking about the house, but it's clear he can't go home, and perhaps he'll always ask no matter what. I feel sad but resolute at the same time :-/.