Please forgive me if i'm going about this the wrong way.I find this forum quite difficult to negotiate,and i never know if my postings are being read.So if this is wrong,by all means move it to the correct place.
My wife was diagnosed nearly two years ago now,she has gone downhill quite a bit over the last 6-9 months,so much so that i have had to give up work completely.I applied for both LPA's with my son being the named financial attorney,whilst we both have joint attorney over health and welfare.I mention this because i've realised that quite a few financial matters were in her name,which i've begun to cancel,and where applicable,put them in my sole name,this has included bank accounts,where she had her own fee paying credit card.I initially tried to cancel these,and applied for my own credit card,at first i was turned down,i asked the bank how it was possible that she had been granted a credit card,with no income apart from her small pension,answer came there none.
Anyway,i digress,i've spoken to my son about downsizing,but realised that were that to happen,my wife who is on the deeds,would have to participate in the buying and selling transactions,she finds it difficult to sign her own name these days.So,the question is,how do i go about transferring the property into my sole name,and what are the implications,who should i consult,is the first stop a solicitor?All help appreciated.
My wife was diagnosed nearly two years ago now,she has gone downhill quite a bit over the last 6-9 months,so much so that i have had to give up work completely.I applied for both LPA's with my son being the named financial attorney,whilst we both have joint attorney over health and welfare.I mention this because i've realised that quite a few financial matters were in her name,which i've begun to cancel,and where applicable,put them in my sole name,this has included bank accounts,where she had her own fee paying credit card.I initially tried to cancel these,and applied for my own credit card,at first i was turned down,i asked the bank how it was possible that she had been granted a credit card,with no income apart from her small pension,answer came there none.
Anyway,i digress,i've spoken to my son about downsizing,but realised that were that to happen,my wife who is on the deeds,would have to participate in the buying and selling transactions,she finds it difficult to sign her own name these days.So,the question is,how do i go about transferring the property into my sole name,and what are the implications,who should i consult,is the first stop a solicitor?All help appreciated.