We asked for an assessment in September 2010. The Council said that she owned half a house therefore no contribution from them. The house was in joint names and had been since 1980 when it was bought. When i waved CRAG in front of them they said that because it was rented out CRAG 7.017-7.020 did not apply. The Ombudsman has twice found them at fault for not commissioning a valuation. In November 2014, 21 months after the resident died, they got a report which estimated that there would have been a market for half a house in 2011 and therefore the valuation stands. Our argument is that if the valuation had been done in 2010/11 we could have tested the market to see if it did have a value. Has anyone any information or help that would be useful? The resident was paying all of her income to the care home but a debt was mounting up and the care home is now threatening to sue her estate for the debt which her estate cannot meet. (This is a very truncated version of the events of the last four and a half years).