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Private Pension and Care Homes


Registered User
Jun 9, 2015

My dad hasn't even reached retirement age yet and he's had dementia for about 4 to 5 years. This december be turns 65,he's currently in a residential care home and is due his state pension and private pension. The private pension is worth 40k in a lump sum and then Smaller monthly payments.

Dad is part funded through his own benefits that he currently reiceves. My mum wants to cash in his pension in a lump sum, I'm also the beneficiary. And we both having lasting power of eterny.

Now what if anything can the care home take off of her? Is it 50% of the lump sum she will get and 50% of the monthly pension or what, I'm a little confused to be honest.