1. Expert Q&A: Protecting a person with dementia from financial abuse - Weds 26 June, 3:30-4:30 pm

    Financial abuse can have serious consequences for a person with dementia. Find out how to protect a person with dementia from financial abuse.

    Sam, our Knowledge Officer (Legal and Welfare Rights) is our expert on this topic. She will be here to answer your questions on Wednesday 26 June between 3:30 - 4:30 pm.

    You can either post questions >here< or email them to us at talkingpoint@alzheimers.org.uk and we'll answer as many as we can on the day.

  1. sonia owen

    sonia owen Registered User

    Hi All,

    Mum had £55 of Premium Bonds which she brought back in the 50's 60's When the local council checked her details for her housing benefit in 2010 she had them so they were classed as part of her capital.
    She cashed them in a few years ago. The council want to see something that this was the case. I can't find anything to proof to show them when they come. I said this to them on the phone yesterday. They said a letter would have to be written stating the fact that they have now gone signed by mum.
    Any help in how to write this kind of letter would be helpful thanks

    Sonia xxx
     
  2. Beate

    Beate Registered User

    May 21, 2014
    11,499
    Female
    London
    They are making a fuss about £55 worth of premium bonds? How on earth can that amount make a difference to her housing benefit calculations? Jobsworths, the lot of them.

    Just say
    "Dear Sir/Madam
    This is to confirm that I am no longer in possession of my Premium Bonds as I cashed them in a few years ago to buy lobster and champagne.
    Kind regards"

    On second thoughts, don't joke - they probably don't have any humour either.
     
  3. Saffie

    Saffie Registered User

    Mar 26, 2011
    22,491
    Female
    Near Southampton
    The NS&I will be able to say that your mother no longer has any premium bonds.
    I'd write to them and then sent their reply to the Council.
     
  4. Delphie

    Delphie Registered User

    Dec 14, 2011
    1,244
    I'm with Beate. It's a ridiculous amount of fuss over £50. Someone could have that in a jam jar, made up of change, topped up with what's behind sofa cushions. Would that be classed as part of their capital too?

    Saffie's right, though. Get the information and pass it on. If they still want to know where the money went... yup, the lobster and champagne line works well for me!
     
  5. Soobee

    Soobee Registered User

    Aug 22, 2009
    2,734
    South
    If she can sign the letter then that's fine. If she is unable to sign, have you got Power of Attorney for her?
     
  6. Raggedrobin

    Raggedrobin Registered User

    Jan 20, 2014
    1,432
    I agree it is a ridiculous sum of money for them to be bothering about.
     
  7. Kevinl

    Kevinl Registered User

    Aug 24, 2013
    4,668
    Salford

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