1. Expert Q&A: Protecting a person with dementia from financial abuse - Weds 26 June, 3:30-4:30 pm

    Financial abuse can have serious consequences for a person with dementia. Find out how to protect a person with dementia from financial abuse.

    Sam, our Knowledge Officer (Legal and Welfare Rights) is our expert on this topic. She will be here to answer your questions on Wednesday 26 June between 3:30 - 4:30 pm.

    You can either post questions >here< or email them to us at talkingpoint@alzheimers.org.uk and we'll answer as many as we can on the day.

  1. jnkent36

    jnkent36 Registered User

    Jan 6, 2016
    4
    Hello,
    I was hoping someone might be able to give me some guidance on Powers of Attorney. My mum has recently been diagnosed with dementia and me and my sister are currently organising powers of attorney. My father passed away last year and I have a handicapped brother who lives with my mum. Does anyone know if when the time comes we have to use the powers of attorney whether these will cover any responsibilities my mum had for my brother, or do I need to apply for POA for my brother as well.

    Thanks for any help in advance.
    Jeff
     
  2. Beate

    Beate Registered User

    May 21, 2014
    11,496
    Female
    London
    POA is only about mental capacity of one person, so if your brother is only physically disabled he will still be able to make his own decisions. Someone with dementia should not have to fulfil caring responsibilities so I hope you will find a solution where your brother is looked after by someone else.
     
  3. Katrine

    Katrine Registered User

    Jan 20, 2011
    2,852
    England
    #3 Katrine, Jan 6, 2016
    Last edited: Jan 7, 2016
    Hi Jeff. What a stressful time it must be for you both to have to take on the role of responsible adults for both your mum and your brother. And so soon after the loss of your dad. 2016 will be a time of big change for you, but it sounds as if you are getting on top of the necessary arrangements.

    Does your mum currently have registered Power of Attorney for your brother? If there is an existing POA then you would need to apply to the Court of Protection (COP) to have this cancelled and to put a new authority in its place (UNLESS you or your sister are named in an existing POA as replacement Attorney/s). If your dad had POA for your brother this would have ceased to be valid when the Attorney died (UNLESS... as above). You would probably need a solicitor to guide you through this process, which might involve a court hearing; not just filling out forms.

    If there is no registered POA for your brother then you have 2 options. If your brother has mental capacity then he will be able to grant you Lasting Power of Attorney for both Finance, and Health & Welfare (2 separate POAs). If he does not have mental capacity, then you would need to apply for Deputyship via the COP. This is where the COP authorises a person (or more than one person jointly) to look after the affairs of someone who does not have the mental capacity to make a LPA.

    For finances you may consider that it isn't necessary - it depends on what his income is. If he only receives state benefits then you can apply direct to DWP to be an 'appointee' to enable you to manage his benefits and communicate with DWP about these, and any future benefit claims. If your brother has additional income, such as interest from investments, or on-going payments from a compensation award, then someone needs to be actively managing his money in his best interests.

    For health and welfare (H&W) it would seem very sensible to have either POA or Deputyship, so that you can speak to medical and social welfare people as needed, and make decisions in relation to his treatment and care. It seems that the Court of Protection seldom grants H&W Deputyship in isolation, so if you are going to apply for finance Deputyship you need to ensure that you have included H&W in your application.

    With regard to your mum, the same options apply as to your brother. She can only grant LPA if she has mental capacity. If she does not, then you have to go for Deputyship.

    I recommend that you and your sister apply for joint and several powers and that you include the name of a replacement Attorney/Deputy (if there is someone suitable) to take over if something happens to the both of you. If there isn't anyone else suitable, then you could choose to name your solicitor as the replacement Attorney/Deputy.

    [Edited to add: solicitors cannot be appointed with COP delegated powers for H&W, only finance.]
     
  4. jnkent36

    jnkent36 Registered User

    Jan 6, 2016
    4
    Thank you so much for your time and advice, it is much appreciated
     

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