Hi there, I am a new user of this site, so please excuse me if I have posted this message incorrectly! I am a carer for my elderly parents - I care for them in the mornings 7am to 12.15 then work afternoons. My mum is 87 and has various disabilities, my dad is 90 next week and has dementia. My parents have a joint account with Lloyds bank. My mum wishes that myself and my brother have access to their bank account if ever she is unable to get to the bank, which is happening more and more often of late. Obviously my dad having dementia is an issue. Mum wants me and my brother to be able to access the bank account so that we can use their money to pay for bills etc. Do we need to set up a power of attorney, or can we usually just make some sort of arrangement with the bank does anybody know? Thanks to anyone who is reading this, any help would be very much appreciated!