Does the fact that I have EPA for my mum mean that I can use her debit card to make purchases for her in shops? She comes shopping with me each week and we fill her trolly but I have her card and do the transaction for her. What happens in the occasional instance where sometimes a signature is required rather than chip & pin? Can I sign as I would do with a cheque? How does the retailer know I have EPA?
I asked the question at HSBC the other day and the young lad didn't have a clue. He even said he wasn't sure if I was allowed to use mum's debit card at all! What is the point of having EPA if one can't actually put it to use in a practical situation?
Also - does anyone know which banks (if any) allow use of internet banking for accounts with EPA? HSBC certainly don't.
I asked the question at HSBC the other day and the young lad didn't have a clue. He even said he wasn't sure if I was allowed to use mum's debit card at all! What is the point of having EPA if one can't actually put it to use in a practical situation?
Also - does anyone know which banks (if any) allow use of internet banking for accounts with EPA? HSBC certainly don't.