Hi everyone,
My first post on here as I just wanted to get some information on a quite urgent situation. Paying for care seems to be an absolute minefield and any help is appreciated trying to pick through this broken system!
Let me give some context first - my Mum has Alzheimer’s and was recently admitted to hospital - she was picked up by the police as she was wandering around. The hospital have decided that she can no longer look after herself and will only discharge her into a care home facility.
We were dealing with social services and have been told that as my Mum owns two properties (one of which she lives in and the other is a shop which she receives rental income from) she would be 100% self funded and also wouldn’t be eligible for the deferred payment scheme. Unfortunately the 2nd property she owns has taken her over the threshold for a deferred payment agreement.
Social services seem to be expecting us to place Mum into care immediately but I’m just at an absolute loss as how we pay for this straight away. My Mum doesn’t have any savings and although we realise and accept we’ll have to sell property, this isn’t going to happen immediately and will take some time. I really have no idea what we’re supposed to do in the meantime. Social services seem to be shrugging their shoulders and washing their hands of the whole thing. I’m really worried about what’s going to happen to Mum.
Unfortunately I don’t even have LPA yet. I have applied for a deputyship but this won’t be finalised for a few weeks yet according to the solicitors - so I don’t even have the legal right to sell any of Mum’s properties.
I don’t know if I’m right here but surely this can’t be a rare situation where someone has no liquid cash but property has taken them over funding thresholds?
If you can offer any help or advice here that would be amazing as I feel absolutely lost.
My first post on here as I just wanted to get some information on a quite urgent situation. Paying for care seems to be an absolute minefield and any help is appreciated trying to pick through this broken system!
Let me give some context first - my Mum has Alzheimer’s and was recently admitted to hospital - she was picked up by the police as she was wandering around. The hospital have decided that she can no longer look after herself and will only discharge her into a care home facility.
We were dealing with social services and have been told that as my Mum owns two properties (one of which she lives in and the other is a shop which she receives rental income from) she would be 100% self funded and also wouldn’t be eligible for the deferred payment scheme. Unfortunately the 2nd property she owns has taken her over the threshold for a deferred payment agreement.
Social services seem to be expecting us to place Mum into care immediately but I’m just at an absolute loss as how we pay for this straight away. My Mum doesn’t have any savings and although we realise and accept we’ll have to sell property, this isn’t going to happen immediately and will take some time. I really have no idea what we’re supposed to do in the meantime. Social services seem to be shrugging their shoulders and washing their hands of the whole thing. I’m really worried about what’s going to happen to Mum.
Unfortunately I don’t even have LPA yet. I have applied for a deputyship but this won’t be finalised for a few weeks yet according to the solicitors - so I don’t even have the legal right to sell any of Mum’s properties.
I don’t know if I’m right here but surely this can’t be a rare situation where someone has no liquid cash but property has taken them over funding thresholds?
If you can offer any help or advice here that would be amazing as I feel absolutely lost.