If we don't have LPA, how can we help my mother with her financial and health matters?
If your mum hasnt done POA and she has lost capacity you can apply to the Court of Protection for Deputyship. My mum would not sign POA because she thought people were stealing from her and then she was deemed to have lost capacity, so that is what I had to do. There is more paperwork involved (I filled in the forms myself so didnt use a solicitor) and is, perhaps, a bit more restrictive, but I found it sufficient to do everything that I needed to do for mum (including sorting out a care home, organising her finances and selling her home) right up until she passed away.