I will certainly try that route, thank you - and good luck with finding a new placement for your mum, do please update on your journey. I hope the home your mum is currently in giving you enough time to find a suitable alternative.Hi @AnneF
The home I visited yesterday are pricey 😳😳 It is a dementia specialist but they have worked hard not to make it austere. They had numerous quiet areas. The manager acknowledged that private clients are funding LA ones - so it’s worth a punt that the ones you have chosen might be acceptable to LA If they have a similar arrangement- grossly unfair as she acknowledged. It may be that you can be accepted as a private client and then she is transferred to LA when funds require. I would always ask - you never know.
The care homes on my shortlist have made it clear that they do not accept local authority funding on its own, at least not until the client has been there for a minimum number of years. It may be possible to ask if they would accept local authority funding until my asset is sold and top ups can then commence - but I think it unlikely.
I have a second meeting with one of the preferred homes tomorrow morning to get all of my questions answered and to see if there is a feasible way forward. I have another meeting planned for next Wednesday with another of the homes on my shortlist.
Unfortunately I haven't yet found a home which will accept local authority funding on its own and which would meet my mother's needs. I am in a panic because they are now wanting to discharge my mum from hospital ASAP into a home which the aforementioned social worker believes will meet mum's needs (we will not be given a choice), and then the financial assessment will determine if she is just over the upper limit (in which case we will be billed for the time she has spent in that home) and if over the limit we then apparently have a choice on where to put mum - but only if the care home we choose can be flexible on funding until I can make the topups. I am struggling to find a way forward.
I'm looking at the financial assessment forms which are vast and could take me weeks to fill in given the information I need to collate. I'm almost hoping she will turn out to be a self funder for a few months because that would at least give us choices and get mum settled somewhere before she drops under the upper limit and we need to involve the local authority and start figuring out the top ups. It would buy us a bit of time, in other words. Financially there isn't much of a difference between being a complete self funder and being under the upper limit (losing pensions to the LA cut) and topping up.