Spoke to SS this morning. They have agreed to pay Dad's nursing home fees..the "Benchmark" bed cost...whatever that is ?!He does not qualify for NHS continuing healthcare.
Jack, the benchmark figure is what the LA is prepared to pay for a fully-funded bed in a care home. Usually this is way below the figure the homes charge self-funders.
Sometimes the home will accept this amount (and make up the difference by overcharging self-funders
), but some homes will ask the family for a top-up to make up the difference.
So depending on whether or not you can afford (or are prepared to pay) the top-up, your choice of home may be restricted.
I'm sorry, I can't help on the pension, that might also have a bearing on which home you choose.
Sorry about the continuing care, that seems to be rarer than hens' teeth!