Nursing care contribution
Although my mother is self-funding, she is still entitled to the full attendance allowance and the medium band nursing care allowance. The attendance allowance is paid regularly, straight into her bank account and we can use it towards her nursing home fees. The nursing allowance is paid directly to the nursing home and they have received no money for ANY of their residents since March. They have received nothing for Mum since February 19th.
We have been paying monthly invoices by cheque, and any overpayments have been deducted from the next month's bill. After six months, we have changed to a standing order, but the nursing home can't refund the £1000 owed from the PCT, because they haven't received the money themselves. It seems a really weird way of running things. Why can't the money be paid straight into Mum's bank account?
The AA system works well.
Also, in our area there are a lot of Care Homes and Nursing Homes, far more than the local population could possibly require. Many elderly people come from the London area to homes in Kent where there are plenty of spaces. This must surely mean that Kent (and probably other places near big cities) have more than their fair share of people needing nursing allowances. The PCT must find it much harder to balance its budget than in other places. Payment from National Resources would surely be a much fairer system.
I feel that in a way my parents were penalized for saving and living within their means. I discovered that Mum couldn't even have gone into Sheltered Accommodation (if it had been appropriate), because she owned her own house. Social needs were not taken into account at all. I don't think Mum would have even have needed a nursing home, if the hospital had looked after her better. She was in a lovely Care Home before she broke her hip, but left the ward underweight and unable to walk, feed herself or even talk properly. The Care Home staff were really upset at her condition and were unable to cope with her needs. We had to move her within two weeks so she could receive specialist nursing care. They have done wonders with her, but I'm sure it could all have been prevented with more enlightened hospital care.